Home Loans > VA Loans

VA Loan Programs and Mortgage Rates

American Bank is proud to deliver affordable VA mortgage financing solutions to eligible veterans and active duty servicemen and women of the United States' Armed Forces.

VA loans, guaranteed by the Department of Veterans Affairs, offer a unique low money down mortgage financing solution. Underwriting guidelines for VA loan programs may be less restrictive when compared to other financing alternatives and many of these programs are assumable, meaning the loan and related terms can be transferred to the new buyer when the borrower decides to sell. This can be very attractive to prospective home buyers, especially during times when home prices and mortgage rates are going up.

To speak with an American Bank VA loan advisor, please call toll-free at 866-519-2264 You can receive a no-obligation rate quote when you contat American Bank. 

VA Loan Highlights:

  • Low money down VA mortgage loans.
  • Qualifying credit guidelines may be less conservative compared to other financing options.
  • VA loan funding fee may be financed into the loan amount.
  • No prepayment penalties.
  • Gift funds and seller contributions towards closing costs may be acceptable.
  • Fixed rate products.

Call American Bank today at 866-519-2264 to discuss VA mortgage rates and programs.


Father with child. VA loan information.


Available to eligible veterans, active duty personnel, and qualifying surviving spouses of veterans. American Bank is thankful for the opportunity to work with past and present members our Armed Forces. For more information on American Bank's VA mortgage rates and programs please call 866-519-2264 or complete the Rate Quote Form on this page. You may also start the VA loan prequalification process online in a matter of minutes.

Couple on their couch.


Since 1983 American Bank has been providing mortgage banking assistance to home buyers and home owners throughout the United States. They currently offer mortgage refinance and home purchase loans throughout the country and their Mortgage Bankers are some of the most highly trained and skilled professionals in the marketplace. Call  today for information on the bank's products and services.

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