Low & No Money Down Home Loans

Many people would love to own their own home but are having trouble saving the tens of thousands of dollars often needed for a sizeable down payment. Thankfully, there are zero down mortgage and low money down home loan options offered by American Bank. These mortgage programs, loans backed by agencies of the federal government, open up the dream of home ownership to many for whom it would otherwise not be possible.

Get Pre-Qualified Today

If you are ready to take the first step towards home ownership, get pre-qualified for a mortgage loan through American Bank. As leading national mortgage bank, they have the systems in place to keep the process simple, and a reputation you can count on. There are three easy ways to get started:

Call 877-215-2290 to speak with a no/low money down mortgage expert.
Request low and zero down mortgage rates using the Rate Quote form on this web page
Complete the Pre-Qualification Form online on this website

Man in house that is under construction. Low and zero down mortgage information.

ZERO DOWN MORTGAGE PROGRAM

VA Loans, which are made possible and insured by the Department of Veterans Affairs, allow up to 100% of the value of a property to be financed. In addition, these mortgages are often easier to qualify for than conventional loans, and should rates drop to where it would make sense to refinance a streamlined refinance keeps the process simple and cost effective in many cases. Call a mortgage banker at 877-215-2290 for more information.

LOW MONEY DOWN HOME LOANS

The Federal Housing Administration insures FHA loans which require as little as 3.5% for a down payment. To keep your upfront costs low when purchasing a home the seller can contribute up to 6% of the purchase price towards closing costs.

Loan terms subject to change. Ask your mortgage banker for current details about the programs you are considering.

Please provide the following information to get started on your quote.

Loan Amount:

Property Value:

Terms

10 Year Fixed
15 Year Fixed
20 Year Fixed
25 Year Fixed

30 Year Fixed
3 Year ARM
5 Year ARM
7 Year ARM

State:

Zip Code:

Loan Purpose:

Cashout Amount:

Property Type:

Occupancy:

Credit Score:

First Name:

Last Name:

Email:

Home Phone:

Cell Phone: