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Jumbo Mortgage Loan Programs

The term "jumbo loan" refers to mortgages for homes priced above the conforming loan limit. The conforming loan limits are subject to change and can vary from region to region. At the time of this writing, the conforming loan limit is $417,000 in most areas of the country, though it can be considerably higher in Alaska, Hawaii, high cost areas, and for multi-unit homes. To find the current conforming loan limit in your area, speak with a real estate professional or contact American Bank today to speak with a jumbo home loan expert. Call 866-519-2264 or complete the contact form and an American Bank representative will reach out to you shortly. 

American Bank offers a variety of jumbo loan programs including both fixed rate and adjustable rate products. Whether you need a 15 year jumbo for your primary residence, a 7 year jumbo ARM for your vacation home at the beach, or you'd like to lower your monthly payment by refinancing an existing jumbo mortgage, American Bank is here to help.

To learn whether your property can be financed with a jumbo loan, call American Bank at 866-519-2264 or request current rates using the Mortgage Quote Form on this page.

Nice stone home. Jumbo mortgage rates and program information.


Due to the higher loan amount, jumbo mortgages typically carry slightly higher interest rates than a traditional conforming mortgage. However, American Bank is able to offer competitively low rates to its jumbo mortgage customers by keeping the process simple and efficient. To see for yourself, request current pricing using the Rate Quote Form on this web page.

Popular Jumbo Mortgage Programs from American Bank: 30 year jumbo loan, 15 year jumbo mortgage, 5/1 jumbo ARM, 7 year jumbo ARM

Couple on their couch.


With a phone call to American Bank you can learn in just minutes whether you are pre-qualified for a jumbo loan. Whether you are interested in purchasing a new home or refinancing an existing jumbo mortgage there is a wide variety of programs to choose from. Depending on how long you plan on owning the property and your financial goals you may prefer a fixed rate loan or an adjustable rate mortgage. To get started simple call 866-519-2264, request current jumbo mortgage rates using the Rate Quote Form, or complete the online Pre-Qualification Form.

Please provide the following information to get started on your quote.

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10 Year Fixed
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5 Year ARM
7 Year ARM
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