Home Loans > Fixed Rate Mortgages

Fixed Rate Mortgage Programs

For many years, fixed rate home loans have been the most popular mortgage programs on the market. They offer the security of knowing that your mortgage rate will not change over the life of the loan, meaning your monthly payments shouldn't change (if you pay your insurance premiums and taxes as part of your mortgage payment these escrowed items could increase over time, but your principal and interest payment will remain constant).

American Bank has excellent fixed rate loans with low mortgage rates and borrower friendly terms. Learn more by calling 866-519-2264.

Options For Fixed Rate Mortgages

Fixed rates mortgage loans come in a variety of different loan programs. There are several loan terms available including 30, 20, 15, and 10 years. If you want to keep payments low, a 30 year fixed rate loan may be the best fit for you. If you can afford the higher monthly cost of a shorter loan, like a 10 or 15 year mortgage, you will save a great deal in interest over the life of the loan and will be able to pay off your home loan sooner.

You may also qualify for an FHA mortgage or VA loan, both of which are available with fixed interest rates. These government-backed loans allow you to put little or no money down on a home, and may be easier to qualify for than conventional mortgages. Each mortgage program has its own set of eligibility requirements, and not everyone will qualify. Speak with your mortgage banker for details on these programs and ask them to help you find the best mortgage match for your needs. 

Learn more about choosing between a fixed rate loan and an adjustable rate mortgage.

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Want to know what kind of fixed rate you could qualify for? The first step is to get prequalified. Simply call 866-519-2264, submit a rate quote request, or use the online prequalification form to have your information securely transmitted to an American Bank mortgage banker. 

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Since 1983 American Bank has been providing mortgage banking assistance to home buyers and home owners throughout the United States. American Bank currently offers  mortgage refinance and home purchase loans throughout the country and their mortgage bankers are some of the most highly trained and skilled professionals in the marketplace. Call  today for more information on American Bank's products and services.

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