Home Loans > Fixed Rate Mortgages

Fixed Rate Mortgage Programs

Fixed rate home loans are the most popular mortgage programs on the market. They offer the security of knowing that your mortgage rate will not change over the life of the loan, meaning your monthly payments will never change (if you pay your insurance premiums and taxes as part of your mortgage payment these escrowed items could increase over time, but your principal and interest payment will remain constant). American Bank has excellent fixed rate loans with low mortgage rates and borrower friendly terms. Learn more by calling 877-215-2290.

Options For Fixed Rate Mortgages

Fixed rates mortgage loans come in a variety of shapes and sizes. There are several different terms available including 30, 20, 15, and 10 years. If you want to keep payments low a 30 year fixed rate loan may be the best fit for you, but if you can afford the higher monthly cost of a shorter 10 or 15 year mortgage you will save a great deal in interest over the life of the loan.

You may also qualify for an FHA mortgage or VA loan, both available with fixed rates. These government loans allow you to put little or no money down on a home, and may be easier to qualify for than conventional mortgages.

 

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PREQUALIFY FOR A FIXED RATE MORTGAGE

To learn what you will likely be approved to borrow with a fixed rate home loan the best first step is to get prequalified. Simply call 877-215-2290, submit a rate quote request, or use the online prequalification form to have your information securely transmitted to an American Bank mortgage banker.

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AMERICAN BANK MORTGAGE PRODUCTS

Since 1983 American Bank has been providing mortgage banking assistance to home buyers and home owners throughout the United States. They currently offer mortgage refinance and home purchase loans throughout the country and their Mortgage Bankers are some of the most highly trained and skilled professionals in the marketplace. Call  today for information on the bank's products and services.

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10 Year Fixed
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